For Detroit, becoming a smart city would allow it to fully live up to its name as the Renaissance City. Rising from the ashes of its 2013 bankruptcy to become a city others emulate instead of mock. It might seem far-fetched if you haven’t been to Detroit recently but the city, native Detroiters, and its...Read More

Section 5: Using a Decentralized Autonomous Organization to Manage the Currency In order to ensure that the community currency is transparent, fair, and accountable, the steering committee may consider setting up a decentralized autonomous organization (DAO) to manage the currency. A DAO is a decentralized network of participants that operates through a set of predetermined…...Read More

Section 3: Creating a Berkshares-style Community Currency in Detroit Creating a Berkshares-style community currency in Detroit involves several steps, including forming a steering committee, establishing a local bank to issue the stablecoin, setting up a decentralized autonomous organization (DAO) to manage the currency, designing and promoting the currency, and building a network of participating businesses…....Read More

What is it?Predatory lending has had a devastating impact on Detroit, and has contributed to the economic struggles faced by many of its residents. Predatory lending refers to financial products or services that are marketed to people who are in a vulnerable position, often through deceptive or manipulative tactics, and are designed to extract as...Read More

Section 1: Introduction to Community Currencies Community currencies are alternative forms of money that are used within a specific geographic region or community. They are designed to support local economic development and strengthen the connections within the community. One example of a successful community currency is Berkshares, which is used in the Berkshires region of…...Read More

Blockchain fees are a necessary part of the cryptocurrency and blockchain world, but that doesn't mean they're always popular. Fees exist to ensure the efficient use of limited resources and to prevent malicious activity on the network, but high fees can be frustrating for users. Finding the right fee structure is crucial for the long-term...Read More

The Future Is NowThe decentralized future is an exciting prospect that has been gaining traction in recent years, particularly in the realm of technology and the internet. Decentralization is about providing an alternative infrastructure that allows individuals to access options when they find themselves in a repressive or unfavorable centralized system.DECENTRALIZED A system where power...Read More

The Secret’s OutIt’s no secret that black Americans have been economically suppressed for decades. From discriminatory lending practices that have kept them from accumulating wealth, to the disproportionate targeting and punishment by the criminal justice system, the economic system has consistently disadvantaged this population. This has been explicitly shown to be true in Detroit. But...Read More

Cryptography is at the heart of securing distributed ledger technology and the key factor in making Private/Public Keys work for transactions in Bitcoin, Ethereum, EOS, and other popular protocols.And while you never have to understand one *bit* (thank you, thank you…I’ll be here ALL night!!!) of it for it to be useful to you, the...Read More